LaVetta Price
702-619-1115
8012 Shorecrest Dr. Las Vegas 89128
Hankinslavetta@gmail.com
Professional Profile
Dedicated leader with 14 years’ experience in Mortgage Banking with special emphasis in
Underwriting, Loan Processing, Auditing, and Loss Mitigation. My objective is to obtain a
secure position in which I can utilize my broad knowledge, and experience to meet company
goals.
Professional Accomplishments
5 years’ experience due diligence underwriting
5 years’ experience underwriting 1-4 family residential loans
5 years’ experience processing 1-4 family residential loans
4 years Auditing
5 years Loss Mitigation, Short Sales, Foreclosure and Deed in Lieu
A thorough understanding of 1-4 family residential loan processing and closing procedures.
Experience with desktop underwriter and other automated systems.
Experienced in underwriting various loan types including conventional, FHA and VA loans.
Experience in Forbearance, Short sells, Loan Modifications, Quick Claims Deeds. Working with
the HAMP programs
TaxSmart 10/2005 – Current
Tax Consultant/Auditor Gaming/Non Gaming
Business, personal tax preparation. Internal/External Audits. QuickBooks, Corporation set-up,
Offer and Compromise Tax consultant for the IRS.
Centex Homes 01/2009-03/2012
Loss Mitigation Manager
Responsible for analyzing, and processing financial documents to determine proper resolution,
and recommendations for appropriate workout options.
Experienced in HAMP, HAFA, and Freddie Mac, Fannie Mae, VA and FHA loans.
Handled Incoming and outgoing calls to and from borrowers, Attorneys, Realtors, Property
Inspectors and Internal departments.
Negotiated Short Sales, Loan Modifications and Deed in Lieu of Foreclosure
Ordered Property Inspections, BPO/Appraisals, Escrow Analysis
Responsible for hiring, training, and coaching associates.
Option One Mortgage 12/ 2005– 12/ 2008
Quality Assurance/ Auditor II
Responsible for daily monitoring and audits of associates to ensure policy, procedures and
customer satisfaction are met consistently.
Performed account reviews and internal audits to ensure logical progression of collection efforts
and maintain FDCPA and compliance guidelines.
Developed Policy and Procedures.
Bohan 01/2003-11/2005
Due Diligence Senior Underwriting
Credit review
Regulatory Compliance Review
Property valuation services & Fraud review
Document resolution
Completion of 10-14 files per day, giving my overall report with compensating factors on each
file. Proprietary software used.
Clayton 01/2000-12-2002
Due Diligence Senior Auditor
Due Diligence Underwriting
Credit review
Regulatory Compliance Review
Property valuation services & Fraud review
Document resolution
Completion of 10-14 files per day, giving my overall report with compensating factors on each
file. Proprietary software class system used.
Loss Mitigation, Forbearance,
Indy Mac Bank 01/1995-12/1999
Senior Underwriter
Experienced in underwriting 1-4 family residential loans.
Experienced with desktop underwriter, Clues, and other automated systems.
Reviewed all real estate contracts for any error, missing signatures, and dates.
Opened and reviewed title, escrow and appraisal.
Placement of loans with proper mortgage companies A-D paper.
Education
2004 MBA (Accounting) Hartford University
1995 School of Mortgage Banking, Underwriting
1996 Lumbleu Real-estate School Appraisal & Valuation
2000 Las Vegas Notary, Signing agent
References Available upon request: