INGRID MONZON
203.803.3679
MONZONINGRID2@GMAIL.COM
STAMFORD, CONNECTICUT
OBJECTIVE
Talented Credit Solutions Advisor II skilled in financial analysis for lending institution. Proven experience in assessing client applications, establishing credit lines, making crucial credit decisions, conducting financial reports. Extraordinary analytical skills, strong knowledge of financial markets, and high attention to accuracy.
SKILLS & ABILITIES
Ethical Decision-making, Strong Analytical and Organizational skills, Policy quoting and pricing, Asset Statements, Loan to Value ratio Calculations, Risk Management, Strong Communication, Regulatory Requirements Adherence, Financial Reporting and Analysis, Strong Computer skills and Microsoft Office Skills, including Excel
EXPERIENCE
2013 – PresentCredit Solutions Advisor II – Bank of America, N.A.
Stamford, CT
Analyze applicant’s credit profile, collateral and capacity to repay the proposed mortgage obligation.
Evaluate creditworthiness of borrowers in order to render a credit decision. This includes but is not limited to the review of paystubs, W2’s, financial statements, tax returns, balance sheets, Profit & Loss, asset statements, bank statements, credit reports etc.
Verify and analyze all necessary financial information and documentation to determine that all loan files are complete and compliant.
Utilized the Automated Underwriting System (AUS) to verify conditions and an additional documentation required from borrowers.
Communicate loans decisions to clients/internal departments in timely fashion.
2010 – 2013Assistant Manager – Sprint
Stamford, CT
Provided training to employees as they learned new technology, and data applications, plans, and sales strategies
Motivated and coached teammates to meet and exceed key performance objectives that includes service and repair metrics, sales and customer satisfaction goals and store compliance audits. Identified the right solutions to customer billing, technical, and account issues.
EDUCATION
October 2023 – Present Bachelor’s in Accounting
Western Governors University
May 2018 – June 2020 Associate in Accounting
Norwalk Community College
CERTIFICATIONSLANGUAGES
Notary Public (State of Connecticut Spanish (Fluent)