KIM L. HARPER
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3434 Oakdale St, Unit 1003, San Antonio, TX 78229 661-494-5506 kim.titlemail@gmail.com
EXPERIENCED MANAGER, TRAINER, CLOSER AND PARALEGAL
• Managed, interviewed and hired staff in three attorney fee offices and one title branch office, closed more than 70 residential transactions per month per office, closed large national commercial transactions.
• Experienced in drafting corporate and real estate transaction documents; loan processing, closing and modifications; as well as oil and gas opinions, exhibits and provisions.
• Trained staff in real estate transactions, and paralegals and attorneys in drafting exhibits and oil and gas opinions.
EMPLOYMENT EXPERIENCE
SWING EDUCATION, San Antonio, Texas September 2023
Substitute Teacher
I teach a variety of classes and subjects in multiple schools when the regular teacher is absent or unavailable for any number of reasons.
TEACHERS NOW EDUCATION, San Antonio, Texas August 2023
Substitute Teacher
I teach a variety of classes and subjects in multiple schools when the regular teacher is absent or unavailable for any number of reasons.
SAISD, San Antonio, Texas October 2023
Substitute Teacher
I teach a variety of classes and subjects in multiple schools when the regular teacher is absent or unavailable for any number of reasons.
KOKUA EDUCATION, San Antonio, Texas September 2022
Substitute Teacher
I teach a variety of classes and subjects in multiple schools when the regular teacher is absent or unavailable for any number of reasons.
SCOOT EDUCATION, San Antonio, Texas August 2022
Substitute Teacher
I teach a variety of classes and subjects in multiple schools when the regular teacher is absent or unavailable for any number of reasons.
KIM L. HARPER
Resume – Page Two
AFLAC, Los Angeles, CA June 2018- January 2020
Benefits Advisor
Works directly with business owners to deliver voluntary, healthcare and other benefits for their employees. It’s a key role from a well-known brand that helps owners ensure their employees can receive direct cash benefits (unless assigned otherwise) should a covered accident/sickness occur.
• Generating new business opportunities through company leads, networking, referrals and calls;
• Conducting meetings with employers to customize programs to help meet their benefit needs;
• Engaging and enrolling interested employees in plans;
• Continuing to service employer customers through ongoing consultation on topics regarding new benefits options, the latest benefits trends, ACA updates.
KLH ENTERPRISES, NRH, Texas June 2015 – June 2017
Mobile Notary
traveled to the homes of mortgage customers and assisted in their execution for the refinance of their properties:
• Received via email or the internet, the requisite documents, required to consummate the transaction, along with instructions.
• made and confirmed signing appointments.
• Return all documents to lender, via overnight express.
CARROLL ISD, Southlake, Texas January 2015 – May 2015 Substitute Teacher
In the absence of the regular classroom teacher to help students to learn subject matter and/or skills that are required for scheduled lessons and to provide meaningful instruction for assigned classrooms.
• Reports to school office at beginning of school day to pick up required materials/schedule of classes and at the end of the school day to return materials. Follows sign out procedures as prescribed by the school/principal.
• Carries out a program of study prescribed in the lesson plans left by the classroom teacher.
• Creates a classroom environment that is conducive to learning and appropriate to the maturity and interests of the students.
• Guides the learning process toward the achievement of curriculum goals and objectives as indicated in the lesson plans for the lessons, units, or projects assigned.
• Employs instructional methods and materials that are most appropriate for meeting lesson objectives.
• Maintains a neat and orderly classroom. Straightens chairs, tables, clears chalkboard, etc.
• Takes attendance in accordance with school procedures.
• Indicates to students at beginning of class the basic expectations for behavior in the class in accordance with school and Carroll Independent School district policies.
• Insures that the students are never left unattended in the classroom.
• May perform duties usually required of absent teacher such as lunchroom duty, hall monitoring, etc.
• Knows emergency evacuation routes for the classrooms assigned.
• Knows procedures for referring students who are disciplinary problems.
• Knows school procedures and regulations.
• Performs other related duties as directed by principal or others in charge
CHRISTOPHER J. EVERETT, P. C.– PROVIDENCE TITLE COMPANY January 2013–August2013 Escrow Officer, Paralegal
Escrow officer for residential and commercial closings. I ordered and received title commitments, analyzed and cured any title issues required prior to closing purchase and refinance transactions. Paralegal for the law practice in the probate area.
• Drafted and revised probated documents for Chris Everett, along with account tracking for his probate client. Notarized and witnessed court docs for his firm.
• Draft insured closing letters, orders insurance coverage, funds transactions; extensive contact with clients, real estate agents, other real estate professionals and lenders.
• Performed all administrative duties required by the corporate office, including but not limited to monthly reports and accounting statements for the unit.
• Prepared and corrected files for and in conjunction with underwriting standards.
• Closed sale and refinances, Cash transactions, Conventional and FHA lending transactions.
• Clearing schedule C’s; reviewed, ordered and updated title commitments; compiled exceptions documents; ordered and reviewed surveys; drafted deeds, affidavits and any other necessary documents; resolved title issues and took all actions necessary to ensure timely closings; ordered HOA information, payoffs and closing instructions for loans; prepared HUD settlement statements
• Evaluated title commitments and reports.
CAPITAL TITLE OF TEXAS, Plano, Texas September 2012 – December 2012
Escrow Officer
I received title commitments, analyzed and cured any title issues required prior to closing in purchase and interim construction loan/lot purchase transactions.
• Escrow officer for residential permanent sales and interim construction loan closings.
• Drafted insured closing letters, funded transactions, wrote residential and commercial title policies; extensive contact with clients, real estate agents, other real estate professionals and lenders.
• Prepared and corrected files for and in conjunction with underwriting standards.
• Closed FHA, Fannie Mae and other unconventional lending transactions.
• Reviewed, drafted and verified documents in residential and interim construction transactions.
• Negotiated and drafted compensation agreements.
• Clearing schedule C’s; reviewed, ordered and updated title commitments; compiled exceptions documents; ordered and reviewed surveys; drafted deeds, affidavits and any other necessary documents; resolved title issues and took all actions necessary to ensure timely closings; ordered HOA information, payoffs and closing instructions on interim loans; prepared HUD settlement statements
• Evaluated title commitments and reports.
K FORCE for LSI TITLE AGENCY, Grapevine, Texas October 2011- June 2012
Curative Escrow Assistant – Title Insurance Company
I received title commitments, analyze and cure any issues required prior to closing in purchase and refinance transactions.
• Review and analyze title commitments to make sure they are in compliance with state law.
• Monitor title filters in order to cure title liens and other closing issues.
• Coordinate and schedule nationwide closings.
• Draft corrective real estate documents required to clear title.
• Client contact and managing large volumes of Texas curative closing files.
YOH for FIRST AMERICAN MORTGAGE SERVICES, Westlake,Texas November 2010- September 2011
Escrow Assistant – Mortgage and Title Insurance Company
I receive loan packages and closing loan instructions to prepare and amend Settlement statements from JP Morgan Chase loan officers.
• Review and analyze loan documents to make sure they are in compliance with state law.
• Draft and amend settlement statements for nationwide closings.
• Coordinate and schedule nationwide closings.
• Monitor title filters in order to better schedule closings and address title issues of customers.
• Extensive client contact and managing large volumes of nationwide closings
AEROTEK for BANK OF AMERICA, Plano, Texas 2010
Paralegal – Mortgage Company specializing in residential lending and insurance
I received and analyzed correspondence sent to the Office of the President and CEO from their customers. I reviewed and interpreted loan documents and histories in order to resolve customer complaints.
• Investigated the loan history of Borrowers on multiple BOA software systems.
• Drafted correspondence to Borrowers, the OCC and legislators in response to complaints of Borrowers.
• Tracked the satisfaction of Borrowers to their complaints to the President and elected officials.
MANPOWER for METLIFE HOME LOANS, Irving, Texas 2009
Technical Writer – Mortgage Company specializing in residential lending and insurance
I was charged with interviewing, recording, writing and/or amending the current procedures of employees in the Release, Government Insuring and Custodial Management departments at the Walnut Hill location. I met with department heads and supervisors to receive detailed direction for the formulation of each of their respective department manuals.
• Formulated and created the employee manuals for each department in the Walnut Hill location.
• Composed new policies and procedures implemented by MetLife Home Loans.
• Processed mortgage releases nationwide.
• Tracked nationwide updates on the release requirements and changes by state.
• Reviewed and analyzed closed loan histories and documents.
RL MARSH & ASSOCIATES, P.C., Dallas, Texas 2008
Paralegal – law firm specializing in title opinions for oil & gas developers in North Texas
I was responsible for developing the training class for new attorneys in the method of drafting opinions, using Visio software while developing and revising Word, Excel and Visio templates for the firms clients; which included DFW Airport and the Barnett Shale.
Reviewed and analyzed deeds of trust, oil and gas leases, memorandums of oil and gas leases, easements and right-of ways documents, judgments, vendor’s liens, tax liens and other miscellaneous contractual liens.
• Prepared exhibits and charts to the oil and gas opinions reflecting the status of the documents listed above.
• Proofread and revised oil and gas opinions.
LAW&TITLE OFFICE OF WALTER L. SUTTON, LLC Arlington,TX 2004-2006 Branch Manager – attorney fee office specializing in closing residential and commercial real estate transactions
Managed Dallas and Arlington offices; entered into leasing agreements for space and equipment; hired and trained personnel; established business accounts and agreements; oversaw and assisted in residential and commercial transactions.
• Marketed and developed new clientèle; extensive contact with clients, real estate agents and other real estate professionals and lenders.
• Performed all administrative duties required for state and account audits.
• Solved routine and complex title issues including, vesting questions; investigated, verified and cleared child support, judgment, mechanic and other undisclosed liens.
• Established client base; set, implemented and exceeded marketing standards strategies.
• Wrote and developed employee manuals for all offices
• Authored, developed and maintained employee manuals on closings, which included policies and procedures for closing FHA, HUD, Fannie Mae and other governmental loans.
LANDAMERICA/COMMONWEALTH(DALLAS/FORTWORTH): 2002-2003 Branch Manager/Escrow Officer – DeSoto residential and Fort Worth commercial branch offices
Escrow officer for residential and commercial closings. Wrote and approved title policies after closings.
• Ordered insured closing letters, insurance coverage, funded transactions, wrote residential and commercial title policies; extensive contact with clients, real estate agents, other real estate professionals and lenders.
• Performed all administrative duties required by the corporate office, including but not limited to monthly reports and accounting statements for the unit.
• Prepared and corrected files for and in conjunction with underwriting standards.
• Closed FHA, Fannie Mae and other unconventional lending transactions.
EDUCATION
BACHELOR OF ARTS – ENGLISH, University of Wisconsin – Madison, English (1982)
JURIS DOCTORATE, Thurgood Marshall School of Law – (1985)
LICENCES: Life, Accident and Health
Notary