Certified Mobile Notary Service

Full Name

• Trinetta Dion Williams

About Me

• Hello, I have been in the mortgage industry for over 8 years and I have experience in closing loan for FHA, VA, USDA, Conventional and Commerical loan. I am excited to step into this new career as a notary and look forward to working with you soon. Thanks

Telephone Number

• 2147104007

Available Hours

• Evenings

City and State

• Waxahahie

Your Zip code

• 75165

E-mail Address

• trinettawilliams75216@yahoo.com

Commission Number

• 134416586

Commission Expiration

• 06/20/2027

Resume

• TRINETTA D. WILLIAMS (214)710-4007  trineawilliams75216@yahoo.com  Waxahachie, Texas OBJECTIVEDynamic professional with 8 plus years’ experience in Mortgage, Loan Processing, Title Search, Closing Procedures, Foreclosure, and Customer Retention. Recognized for consistent dedication to exceeding personal/ organizational goals. Proactive and results-oriented with excellent interpersonal and communication skills. Ability to work collaboratively with others at all levels to ensure success. Knowledge: Extensive Mortgage, Loan Processing, Title, Closing, Foreclosure, and Customer Service/ Retention experience. Presentation Training Exceptional Customer Service/ Client Satisfaction Analysis and Problem-Solving Known for consistently being a top performer and producer. SUMMARY OF NOTABLE QUALIFICATIONS Customer Service Administrative / Clerical Detail Oriented Training and Development Leadership skills Problem solving Legal Documentation Organizational Skills Negotiate  Verbal and Written Communication Remote/Virtual Work Experience Performance & Disciplinary Management Billing Accounting/ Account Receivable COVID-19 Adaptability/Compliant Diversity, Equity & Inclusion Federal/State Employment & Labor Laws Teamwork / Time management Claim Processing Market Research and Analysis Data Entry Tax ReceiptsWORK EXPERIENCE AND CAREER PROGRESSIONFUNDER Irving, TXMr. Cooper October 2019 – November 2022  Responsible for Closing and Funding FHA, VA and Conventional, Refinance and purchase loans to ensure departmental, State and Federal guidelines are met. Managed a fast-paced pipeline closing to 250 loans a month. Reviewed loan documents such as Title Commitment, Appraisal, Closing Disclosure, 1003, Tax Cert., HOI, Flood Cert, Flood Insurance and Mortgage Confirmed loan information is accurate in the system to properly draw closing docs. Communicated with internal and external vendors for missing documents needed prior to closing and funding loans. Verified all liens of record on Title commitment will be eliminated or paid off prior to closing all loans. Verified payoff demands are current as well as figures to reflect accurately on Closing Disclosure. Review title commitment and information collected by Clearance Officers to ensure all requirements have been cleared and meet underwriter requirements. Check Closing Disclosure to ensure maximum cash back and cash to close are within program guideline. Checked and clear all Underwriting conditions placed on the le before closing and funding loans. Generated closing documents to send to settlement agent for signing. Ensured closing documents are complete, accurate and signature requirements are met. Validated fees are balanced with Title to prepare the Post Closing Disclosure for finalized amount. Prepare file for disbursement by funding department. Address all clients and parties to the transaction requests in a timely manner.
   Assist with training for new and inexperienced hires on le ow and system efficiency.LOAN CLOSER Carrollton, TXFay Servicing August 2018 – December 2018  Responsible for Closing Loans on FHA, VA and Conventional loans adhering to RESPA guidelines. Prepared Initial Closing Disclosure and 2015 Alta Settlement Statement to ensure fees are within compliance with TRID tolerance rules upon borrower(s) review. Schedules/coordinates closing with Processing Department, settlement agents, title companies and branch employees. Reviewed, validate and input loan information in Encompass such as: Initial 1003, Credit Report, Signed Closing Disclosure,Appraisal, Title Commitment, VOE, CPL, Tax Cert, for documents to be drawn correctly. Verified final fees with Title Company for approval of the Closing Disclosure, 2015 Alta Settlement statement for accurate closing. Prepared closings for Fix and Flip and Rental Constructive Loan. Review coverage intent and policy activity with Underwriting Validated and input loan information in Encompass, Liquid Logic and Hot Docs to ensure accuracy for documents drawn forclosing. Balanced 2010 Alta Settlement Statement with Title company for accurate fee for closing. Communicated with Title Companies and or Attorney’s for expected turn time for funding review on each file Reviewed final signed documents to ensure accurate closing has occurred. Satisfied all condition on each loan. Identified all loans were fully funded and recorded with the Closing agent/Title and Escrow or request a return of the funds.CLOSER Dallas, TxRUSHMORE LOAN MANAGEMENT October 2017 – March 2018  Prepared Initial Closing Disclosure to ensure fees are within compliance with TRID tolerance rules upon borrower(s) review. Input, reviewed, and validated loan information in Encompass such as: Initial 1003, Credit Report, Signed Closing Disclosure, Appraisal, Title Commitment, VOE, CPL, Tax Cert, for documents to be drawn correctly. Schedule closer and handle support prior to and during settlement. Validated fees are still in compliance with RESPA 2010 state recording requirements and maximum allowance. Verified final fees from Title Company for approval of the Closing Disclosure/Alta Settlement Statement for accurate closing. Works closely with Quality Control to collect post-closing trailing documents to ensure full file delivery to the Bank. Effectively answers settlement agent and title company questions prior to and on the date of closing. Prepares funding sheets for Loan Operations. Review title commitment and information collected by Clearance Officers to ensure all requirements have been cleared and meet underwriter requirements. Keeps manager informed of customer complaints and problems as well as any follow-up actions. Maintained communication with Title Company’s for expected turn time for funding review on each file. Reviewed final signed documents to ensure accurate closing has occurred. Address all clients and parties to the transaction requests in a timely manner. Prepare file for disbursement by funding department. Satisfied all conditions placed by the underwriter before closing and funding. Provided Funding Worksheet to appropriate Title Company for review of wire amount. Crossed trained to assist other areas due to changes in workload and staffing.DOC DRAWER II Plano, TXCARRINGTON MORTGAGE HOLDINGS, LLC April 2016 – March 2017  Responsible for reviewing all closing documents for its accuracy and completeness according to state and company guidelines. Handled all docs-out les to adhere with QC checklist. Preformed QC pre-doc on each le for funding Schedule closer and handle support prior to and during settlement. Obtained and verified other documentation in the loan package such as Title, Appraisal, Bank Assets, Credit Reports, and Income Created condition to appropriate department for issues found on the file. Reviews bills, invoices, and receipts, including legal and litigation related expenses, for accuracy and appropriateness. Reviews account inspection information with Risk Improvement Maintained communication with Escrow/Title and Brokers for expected turn time for funding review. Verified final HUD-1 for appropriate fees that were collected in accordance with Lender instructions. Validated fees were still in compliance with RESPA 2010 state recording requirements and maximum allowance.
   Reviewed final signed documents to ensure accurate closing had occurred. Followed-up on conditions from the Broker and or Escrow whether the condition had been satisfied as a part of the final funding approval. Identified loan had fully funded and recorded with the Closing agent/Title and Escrow or request a return of the funds.TITLE ANALYST II Dallas, TxCITI MORTGAGE April 2013 – April 2016  Researched and reviewed title defects found on the title policies to ensure compliance with organizational grading system, state, and Fannie Mae/ Freddie Mac investor’s guidelines. Obtained releases, satisfactions, payoff demands/ paid-in-full letters required to remove any judgments or liens against title to cure policy defects. Ordered abstract title for history of properties. Communicated with county clerks, clients, and Underwriting partners.  Examined security Deeds, liens, orders, easements, plats, tax maps a d surveys to verify legal description, ownership, restrictions, or conformity to requirements. Assisted in the development and testing of value-added services {i.e., Process improvements and best practice policies} for system accuracy and improved service. Explain chain of title, exceptions, and requirements to customers and managers. Prepare an accurate and compressive title commitment in accordance with company examining and policy procedures. Analyze & evaluate pertinent record documents for determination of ownership, legal descriptions and any conjunction to title. Followed up with Title curative department on issues or resolution with vendors, attorneys, and clients to resolve title issues.  Designed presentations and training materials for internal training. EDUCATION Prairie View A&M University, Prairie View, TXTECHNICAL AND SOFTWARE SKILLS Proficiency: All Microsoft office and Internet research Advanced: ENCOMPASS | BOSS | DOUTCHE | BLEND | FLOW | LSAMS | IASSIST | AS400 | SOLEX | VALUTRUST | LIQUIDLOGIC | HOT DOCS | MSP | LP | FPS | LPS | FPS | LOTUS NOTES | CITILINK

Education

• Prairie View A&M University

Counties or Cities/Zip codes

• Ellis, Dallas, Denton, Collin

Gender

• Female